Nearly 90 percent of insurance providers use ISO classifications to determine the cost of your fire insurance premium. You may inform your insurance provider of the Sisters-Camp Sherman Fire District classification and request a review of your policy. lt is hoped this improved classification will result in savings to you on your fire insurance premium. The cost of fire insurance premiums vary depending on the value and age of the building.
What is ISO?
Insurance Services Office (ISO) rates fire agencies through its PPC (Public Protection Classification) program on a scale of 1 to 10. This classification determine the cost of your fire insurance premium.
A classification of 1 is the highest classification, which demonstrates the highest level of fire protection available in a given area. A classification of 10 demonstrates that there is very limited or no fire protection available and/or the area lacks an adequate water system. ISO ratings are reviewed every 10 years.
These classifications are applied to all buildings in a Fire agency boundary within 5 miles of a fire station or within 1,000 feet of a fire hydrant.
As of February 2014, the Sisters-Camp Sherman Fire District was given an ISO classification of 4 for all buildings within 5-miles of a fire station and 1,000 feet from a fire hydrant. For homes more than 1,000 feet from a fire hydrant the classification was 8B.
This classification is a direct result of the Sisters-Camp Sherman Fire Districts continued dedication to improve its overall operation since its last ISO classification. In addition, lSO reviewed proposed improvements and new programs made possible by the recently approved lea by its constituents. These additional proposed improvements contributed to the Sisters-Camp Sherman Fire District new classification.
Lastly, the District will prepare for another ISO (Insurance Services Office) audit in 2016. The District has made several operational and administrative changes that will likely improve our overall rating. The District was last evaluated in 2014 and received a split rating of 4/8B. The District has added a Fire Safety Manager, enhanced our training recordkeeping program and is in the process of implementing new community risk reduction initiatives in 2015/16. District personnel will be conducting fire and life safety inspections and pre-fire plans of District target hazard buildings which should improve our overall ISO score.