Nearly 90 percent of insurance providers use ISO classifications to determine the cost of your fire insurance premium. You may inform your insurance provider of the Sisters-Camp Sherman Fire District classification and request a review of your policy. lt is hoped this improved classification will result in savings to you on your fire insurance premium. The cost of fire insurance premiums vary depending on the value and age of the building.
What is ISO?
Insurance Services Office (ISO) rates fire agencies through its PPC (Public Protection Classification) program on a scale of 1 to 10. This classification determines the cost of your fire insurance premium.
A classification of 1 is the highest classification, which demonstrates the highest level of fire protection available in a given area. A classification of 10 demonstrates that there is very limited or no fire protection available and/or the area lacks an adequate water system. ISO ratings are reviewed every 10 years.
These classifications are applied to all buildings in a Fire agency boundary within 5 road miles of a fire station and within 1,000 feet of a fire hydrant.
As of July 1, 2017, the Sisters-Camp Sherman Fire District ISO classification is 3 for all buildings within 5 road miles of a fire station. For buildings more than 5 road miles from a fire station, the classification is 10. Some properties between 5 and 7 road miles from a fire station may qualify for a 10W rating which may be assessed when there is a responding station with a credible water source. A classification of 10W is property-specific. Not all properties in the 5-to-7-mile area around the responding fire station will qualify. Property owners will need to consult with their insurance company for determination.
This classification is a direct result of the Sisters-Camp Sherman Fire Districts’ continued dedication to improving its overall operation since its last ISO classification.
In conjunction with ISO ratings, Sisters-Camp Sherman RFPD has established Service Level Objectives for structure fire responses within the district. Those responses consist of a first alarm assignment of 4 engines and a ladder truck within the Sisters’ city limits and 5 engines and 5 water tenders for all areas outside the city limits of Sisters.
Service Level Objectives:
The following are the primary service delivery objectives for the District. The District has created three (3) primary “Response Zones” within the District for measuring percentile performance. The definitions used within this standard were established based on recommendations contained in NFPA 1720.
Urban: Those areas of the District which are located within the City of Sisters.
Rural: Those areas of the District which are located outside of the City of Sisters and within 8 road miles of Station 701.
Remote: Those areas of the District which are not Urban or Rural.
The District provides structural fire response as follows:
- Urban: First due units will arrive within 8 minutes of receiving the emergency call 80% of the time.
- Rural: First due units will arrive within 12 minutes of receiving the emergency call 80% of the time.
- Remote: First due units will arrive within 30 minutes of receiving the emergency call 80% of the time.